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PDF Streamline Refinance WITHOUT an Appraisal Worksheet 11 – 11/09/09 – effective with all new FHA case number assignments on/or after November 17, 2009 Streamline Refinance WITHOUT an Appraisal Worksheet The maximum insurable mortgage cannot exceed: The outstanding principal balance 1 minus the applicable refund of the UFMIP, PLUS The new UFMP that will be charged on the refinance.