What Is Prime Rate Right Now

What Is Prime Rate Right Now

Notes Interest rates are subject to change without notice at any time. *Not for US dollar loans in Canada.

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As of this writing, the prime rate is 4.5%, so such a card would charge you 16.5% interest today. This system of variable interest rates means your interest charges will rise and fall with the.

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However, the prime rate, which is the foundation for the interest you’re charged on home equity lines of credit, is a bit more transparent. The federal reserve establishes short-term rates – and indirectly the prime rate – in an effort to reach economic targets.

Prime rate, federal funds rate, COFI. The prime rate, as reported by The Wall Street Journal’s bank survey, is among the most widely used benchmark in setting home equity lines of credit and credit card rates. It is in turn based on the federal funds rate, which is set by the Federal Reserve.

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